Modern banking for everyone

Open an account in minutes. Seamless web-to-app experiences powered by Branch.

Products

Smart accounts that work for you.

Checking

No monthly fees, get paid early, instant notifications, and fee-free ATMs.

See pricing

Savings

High-yield savings with automated goals and round-ups that grow effortlessly.

See pricing

Credit Cards

Cash back on what you love. Real-time control, zero liability, and travel perks.

See pricing

Pricing

Transparent. No surprises.

Checking

$0/mo

  • No minimum balance
  • Get paid up to 2 days early
  • Free ACH transfers

Savings

4.25% APY

  • Automatic round-ups
  • Savings goals
  • No monthly fees

Credit

14.99%–24.99% APR

  • Cash back categories
  • Real-time card controls
  • No foreign transaction fees

Security

Bank-grade security, by default.

Biometric + 2FA

Multi-factor authentication and biometric support across devices.

Encryption

End-to-end encryption for data in transit and at rest.

FDIC coverage

Deposits insured up to $250,000 through partner banks.

Real-time controls

Instant card freezes, spending limits, and transaction alerts.

FAQ

Answers for the most common questions.

Most customers complete signup in under 3 minutes with verified ID.
No monthly fees. We’re transparent—no hidden charges.
We generate a secure Branch link that routes you to the right screen in the app and preserves your context, like selected product or transfer details.
Yes. We use industry-standard encryption, strict access controls, and continuous monitoring.